Your Personalised Loan Quote

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Our Personalised Loan Quote tool will give you an indication of the terms on which we may be able to lend to you, without affecting your credit rating in any way.

To be eligible for an HSBC Personal Loan you need to:

  • Have a bank or building society account with a Direct Debit facility*
  • Have an annual income/pension before tax of £10,000 or more
  • Be a resident of the UK
  • Be over 18

Not available for customers with a Basic Bank Account.

Our Personal Loans are subject to status.

It is important that you read and understand the following before you get your quote:

When you request a Personalised Loan Quote, we will process your personal information in order to provide you with an indication of whether or not you will be accepted for a loan.  We have partnered with Experian to provide you with a Personalised Loan Quote.  The Personalised Loan Quote works by conducting a quotation search on your credit file. You will be able to see the search on your file, but other organisations won’t see it when they search your file.  This means that it will not affect your credit rating.

Any quote obtained using the Personalised Loan Quote tool is for indicative purposes only and does not constitute an offer to provide credit. If you decide to go ahead with a full Personal Loan application after you receive your quote, we will carry out a full credit reference agency check and affordability assessment. We reserve the right to decline any application for credit facilities or to offer to lend on different terms.

Your personal details will be kept confidential and used in accordance with our Privacy Notice. We will use your personal data to monitor and enhance the performance of the Personalised Loan Quote tool. You can also view Experian’s privacy notice by going to https://www.experian.co.uk/consumer/partnerservices/privacy.html

Version: 76 Release Date: Wednesday, July 10, 2024